CYS INSIGHTS

Report by CYS Global Remit Counterparty Sales & Alliance Unit USD/SGD 1.2800 – 1.2850 Inflation Supports the Dollar, but the Rally Faces a Reality Check Stronger US inflation has reinforced expectations that the Federal Reserve will maintain restrictive monetary policy, supporting the US dollar through interest-rate differentials. However, after an extended rally, the question is whether the market has sufficient reason to push the greenback higher or whether much of the hawk

A Report by CYS Global Remit Digital Media Marketing Team As banks and card networks experiment with tokenised settlement, businesses that pay overseas suppliers need a clear view of what stablecoins can and cannot do. Hardly a week goes by without another bank or payment network announcing a stablecoin pilot. Tokenised dollars are being tested as a settlement layer for cross-border transactions, and much of the commentary casts them as a quicker, cheaper alternative to the c

A Report by CYS Global Remit FinTech Development Unit A 12-hour delay before you can add a new payee. A 24-hour freeze on large transfers. These are not glitches — they are deliberate, regulator-mandated friction designed to stop scams before they succeed. From Instant to Intentional For years, digital banking has been defined by speed — instant transfers, instant payee additions, instant everything. In late 2025 and through 2026, Singapore's major banks quietly reversed that

A Report by CYS Global Remit Legal & Compliance Office Part 4 — Building Resilient AML Monitoring in a Hybrid Environment Introduction Resilience is central to any effective AML system. Hybrid environments bring new points of friction: multiple data flows, varied systems and the risk of vendor outages. Compliance teams therefore need to harden their AML monitoring framework in advance, so that monitoring continues even when part of the infrastructure falters. 1. Eliminating

A Report by CYS Global Remit Human Resource Management Unit From Managing Work to Leading People Being a manager is about more than assigning tasks and monitoring deadlines. Managers influence how employees experience their workplace. They shape communication, provide direction, resolve challenges, and help employees understand how their work contributes to wider organisational goals. As workplaces become more complex, effective people leadership is becoming increasingly impo