CYS INSIGHTS

A Report by CYS Global Remit Digital Media Marketing Team For many people, sending money overseas is simply part of the monthly routine. A transfer is made. The money arrives. Life goes on. But on the other side of that transaction, someone may be waiting for it. That monthly remittance could become a family’s grocery budget. It could pay a child’s school fees, cover the rent, support ageing parents or simply help meet the everyday expenses that keep a household going. For th

A Report by CYS Global Remit Legal & Compliance Office Part 5: Building a Sustainable TBML Compliance Program Introduction Sustainability in TBML compliance doesn't mean simply having controls in place—it means having controls that remain effective as trade patterns shift, regulatory expectations evolve, and business models change. Achieving this requires governance discipline, smart technology adoption, and a genuine commitment to continuous improvement, all anchored by a ri

A Report by CYS Global Remit Counterparty Sales & Alliance Unit USD/SGD 1.2675 – 1.2725 The US dollar has had a difficult week. Weaker-than-expected US economic data has renewed questions over the strength of the American economy and the path of Federal Reserve policy. At the same time, the Singapore dollar continues to operate against a policy backdrop that favours gradual appreciation. For Singapore businesses, that combination creates an interesting currency environment. A

A Report by CYS Global Remit FinTech Development Unit International payroll looks straightforward until the first salary run. Then the cut-off misses, the FX rate moves, and someone's rent payment is late. The mistakes are predictable. So are the fixes. As Singapore businesses expand across Southeast Asia and beyond, paying staff in multiple countries has become a routine operational requirement. What is less routine is the number of companies that treat international payroll

A Report by CYS Global Remit Human Resource Management Unit Supporting Flexibility in the Modern Workplace The workplace continues to evolve, and flexibility has become a key expectation among employees across industries. As organizations adapt to changing work patterns and employee needs, flexible work arrangements are no longer viewed as optional benefits—they are becoming an essential part of sustainable workforce management. In response to this shift, Singapore introduced