CYS INSIGHTS

A Report by CYS Global Remit Digital Media Marketing Team Saturday mornings at CYS usually start a little later. But on 29 August, the team was already up and about by 9am, ready for a different kind of weekend activity. As part of CYS’ bi-quarterly CSR initiative, the team headed down to NTUC Health Nursing Home (Geylang East) for a carnival-style day filled with games, karaoke, colouring, bingo, ice cream and plenty of laughter. The mission was simple: spend the day with th

A Report by CYS Global Remit Counterparty Sales & Alliance Unit USD/SGD 1.2675 – 1.2725 The U.S. dollar has remained supported as investors weigh renewed Middle East tensions, oil-price volatility and shifting expectations for U.S. interest rates. For Singapore, the bigger question is not only where the dollar trades next, but how Iran-war risks may continue to affect inflation, operating costs and corporate margins across the economy. Iran's Ripple Effect Reaches Singapore R

A Report by CYS Global Remit Legal & Compliance Office Part 1 — Understanding Hybrid IT Infrastructure and AML Risk Exposure Introduction Hybrid IT infrastructure has become the norm for payment institutions chasing scalability, speed, and flexibility. These environments blend on-premises systems with cloud services, allowing institutions to handle high transaction volumes while making use of increasingly sophisticated compliance tools. But hybrid models bring their own set o

A Report by CYS Global Remit FinTech Development Unit MAS has built one of the world's most rigorous stablecoin frameworks. As it moves toward full implementation, businesses and individuals sending money across borders need to understand what's changing. From Experiment to Regulation Stablecoins are digital tokens designed to maintain a fixed value against a fiat currency such as the US dollar or Singapore dollar. By 2024, total global stablecoin transaction volume reached l

A Report by CYS Global Remit Human Resource Management Unit Supporting Rest, Balance, and Workplace Productivity Annual leave is a fundamental component of employee benefits, supporting rest, recovery, and overall well-being. In Singapore, leave entitlements are governed by the Employment Act and guided by the Ministry of Manpower (MOM), ensuring that employees receive adequate time off while maintaining fair workplace practices. At CYS, we ensure that our leave policies alig