CYS INSIGHTS

A Report by CYS Global Remit Legal & Compliance Office Part 2 — Data Fragmentation, Data Quality & AML Surveillance Gaps Introduction An AML framework is only as strong as the data feeding it. No matter how sophisticated the monitoring rules or how experienced the investigations team, poor-quality or inconsistent data will always undermine the outcome. This is precisely where hybrid IT infrastructure introduces some of its greatest challenges. By design, hybrid environments d

A Report by CYS Global Remit Digital Media Marketing Team For anyone making an international payment, seeing a status that says “Payment Sent” can feel like the end of the process. The money has left the sender. The transaction has been submitted. Surely the recipient should have it by now. Not necessarily. In cross-border payments, there can be several steps between a payment being sent and the beneficiary actually receiving the funds. Understanding what happens in between c

A Report by CYS Global Remit FinTech Development Unit MAS has built one of the world's most rigorous stablecoin frameworks. As it moves toward full implementation, businesses and individuals sending money across borders need to understand what's changing. From Experiment to Regulation Stablecoins are digital tokens designed to maintain a fixed value against a fiat currency such as the US dollar or Singapore dollar. By 2024, total global stablecoin transaction volume reached l

A Report by CYS Global Remit Counterparty Sales & Alliance Unit The Federal Reserve has raised interest rates again. What does America's change of direction mean for the dollar, borrowing costs and businesses across Asia? For much of the past year, financial markets had been asking one question: When will interest rates come down? This week, the US Federal Reserve delivered a rather different answer. Instead of cutting rates, the Fed raised its benchmark interest rate by 2

A Report by CYS Global Remit Human Resource Management Unit Creating Clarity in a Changing Workplace A job title may tell us where an employee sits within an organisation, but it does not always explain what success looks like. As organisations grow and responsibilities evolve, employees may find themselves taking on new tasks, supporting different teams, or working across functions. Without clear expectations, even capable employees can be left wondering where their responsi